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python 中的 numpy.pv()

哎哎哎:# t0]https://www . geeksforgeeks . org/num py-PV-python/

numpy.fv(rate,nper,pmt,fv,when = 'end') : 该金融功能帮助用户计算未来价值。

参数:

利率:【array _ like】每期十进制(非百分比)利率 nper:【array _ like】总复利期 PMT:【array _ like】定期付款 Fv:【array _ like,可选】未来值。默认值= 0.0 当:在每个周期的开始(当= {'begin ',1})或结束(当= {'end ',0})时。默认值为{'end ',0}

返回:

present value as per given parameters.

正在求解的方程:

fv + pv*(1 + rate)**nper +
pmt*(1 + rate*when)/rate*((1 + rate)**nper - 1) = 0

或者当速率== 0 时

fv + pv + pmt * nper = 0

代码 1:工作

## Python program explaining pv() function

import numpy as np
'''
Question : 

What is the present value (e.g., the initial investment)
of an investment that needs to total $15692.93 after 10
years of saving $100 every month? 
Assume the interest rate is 5% (annually) compounded monthly.
'''

#                 rate        np       pmt   fv
Solution = np.pv(0.05/12, 10*12, -100, 15692.93)

print("present value (fv) : ", Solution)

输出:

present value (fv) :  -100.000671316

参考: https://docs . scipy . org/doc/numpy-1 . 13 . 0/reference/generated/numpy . PV . html



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